Payment Types

Please look at the table below to find more information about payment types:

Card Payment (CC)

Payment Type

Code

Description

Debit

DB

Debits the account of the end customer and credits the merchant account.

Preauthorization

PA

Preauthorizes an amount on the card. Requires a subsequent Capture to charge the customer´s card. If not captured, the PA will expire (expiration times vary per acquirer).

Capture

CP

Captures a preauthorized (PA) amount.

Refund

RF

Credits customer’s account with a reference to a prior Debit (DB) or Capture (CP).

Reversal

RV

Reverses a processed Preauthorization (PA), Capture (CP) or Debit (DB) transaction. A Reversal is possible until a specific cut-off time (Note: On the day of the transaction (local time), only RVs are allowed. Starting with 00:00hrs of the next day, only RFs are allowed).

Chargeback

CB

Chargeback is the return of funds to the cardholders account mainly triggered by the issuing bank upon a complaint by the card holder.

Chargeback Reversal

CR

Reverses a processed Chargeback (CB).

Tokenization (Registration)

RG

Initial registration (tokenization) of an account and/or customer. Later Debit (DB) or Preauthorization (PA) transactions can reference to a valid registration. Through this process, no sensitive end customer account information has to be stored within the merchant’s system. Note: The token (RG or Account registration) will be valid during 13 months if there is no transaction based on the token. Validity will extend by 13 months for each reference transaction (Debit or Preauthorization + Capture using the token).

Tokenization (DeRegistration)

DR

Deactivation of a prior registration. All following Debit (DB) or Preauthorization (PA) with reference to this registration will be rejected as soon as the deregistration has been performed.

PrePayment (PP) - (Boleto and Oxxo)

Payment Type

Code

Description

Preauthorization

PA

Creates a boleto (payment slip) which is to be paid by the consumer. To finalize transaction, Receipt (RC) is matched with Preauthorization (PA).

Receipt

RC

Merchant either retrieves confirmation through a Server-to-Server query, webhook notification, or manually via Business Intelligence Platform (BIP).

Refund

RF

Credits the account of the end customer with a reference to a prior Boleto (RC). Merchant has to provide end customer’s bank account information where the refund is to be transferred.

Virtual Account (VA) - (PayPal)

Payment Type

Code

Description

Debit

DB

Charges the customer’s card in one step.

Preauthorization

PA

Preauthorizes an amount on the card. Requires a subsequent Capture to charge the customers card.

Capture

CP

Captures a preauthorized (PA) amount.

Refund

RF

Credits the account of the end customer with a reference to a prior Debit (DB) or Capture (CP).

Tokenization (Registration)

RG

Billing Agreement allows a seller to charge your PayPal account when you purchase goods from them or use their service. Later Debit (DB) or Preauthorization (PA) transactions can reference to a valid registration (RG). Through this process, no sensitive end customer account information has to be stored within the merchant’s system. Note: The token (RG or Account registration) will be valid during 13 months if there is no transaction based on the token. Validity will extend by 13 months for each reference transaction (Debit or Preauthorization + Capture using the token).

Tokenization (DeRegistration)

DR

Billing Agreement cancellation: Deactivation of a prior registration (RG). All following Debit (DB) or Preauthorization (PA) with reference to this registration will be rejected as soon as the deregistration has been performed.

Payment Types supported by Country

Country

PA

CP

DB

RF

RV

CB

RC

RG

DR

Argentina (Credit / Debit Cards)

X

X

X

X

X

X

X

X

Brazil (Credit Cards)

X

X

X

X

X

X

X

X

Brazil (Boleto)

X

X

X

Brazil (PayPal)

X

X

X

X

X

X

Chile (Credit Cards)

X

X

X

X

X

Colombia (Credit Cards)

X

X

X

X

X

Mexico (Credit / Debit Cards)

X

X

X

X

X

X

X

X

Mexico (Oxxo)

X

X

X

Mexico (PayPal)

X

X

X

X

X

X

Peru (Credit Cards)

X

X

X

X

X

X

X

X